According to the Finscope study published in 2014, 20% of the Burmese population have access to formal financial services. There is a significant gap between the credit requirements of rural populations and the current offer in Myanmar. In the absence of a “formal” credit offer, Burmese people most often borrow from money lenders who can practise high interest rates. Since 2013, GRET has been developing a financial services offer for poor populations in order to help them diversify and secure their sources of income in the rural region of Sagaing (Dry zone). This project creating a microfinance institute (IMF) is based on GRET’s knowledge of the area since 2011, as well as on its experience in Chin State over the last 18 years. At the end of 2015, 4,200 borrowers were clients of the IMF in Monywa and Yinmabin. In February 2016, GRET opened a new agency in Budalin and extended its services to two new villages. By the end of 2016, 7,000 borrowers should be receiving loans in this way.